Embed a native mobile camera framework into your app that captures and extracts credit card information from both sides in real-time while maintaining PCI compliance by keeping all sensitive data securely on the user's device. With pre-built UI/UX components included, just a few lines of code delivers a complete end-to-end credit card capture, data extraction and fraud prevention experience.
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All credit card image processing and data extraction is performed entirely on the device, without being sent over the internet.
Veryfi Lens runs a light machine model to perfect the capture of your customers’ credit cards. Veryfi Lens runs a machine model which is trained to distinguish a credit card from its surroundings, including other hard edges and similarly colored surfaces. This means there is no need for guides or messages in app to tell your customer how to position the card. They can hold it in their hand or on any surface and the machine model inside Veryfi Lens will identify the card and extract all the data on both sides. This makes the experience of capturing card information super seamless and pain free.
Veryfi Lens includes Al computer vision and custom camera features that optimize image quality based on surroundings to ensure the greatest possible data extraction accuracy. The real-time Veryfi Lens computer vision model recognizes low light situations and automatically enables the device’s torch/flashlight to ensure high-quality credit card capture.
Veryfi Lens can be configured to automatically capture the credit card without pressing the capture button. The machine model inside Veryfi Lens will calculate when it sees the card to automatically snap the picture for you ready for your preview. Technology should make your customer’s life easier, not harder.
You can take advantage of all the AI and machine model without the default graphical user interface that comes prepackaged with Veryfi Lens. This way you can control the UI/UX experience while still providing powerful AI features to your customers.
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It’s time to build. Here are a few popular use cases for products you can build and have Veryfi’s AI powering credit card capture, data extraction and fraud prevention.
Payment Gateway Onboarding
Payment platforms process 2.8M+ merchant onboarding requests annually but manual card entry creates 42% form abandonment rates, costing fintech companies $18.5M in lost customer acquisition. Manual card data entry takes users 90-120 seconds with 23% error rates in number transcription. Veryfi’s Credit Card Capture SDK instantly extracts card numbers, expiration dates, CVV codes, and cardholder names from both card sides with PCI-compliant on-device processing. Reduce onboarding time by 85%, eliminate data entry errors, increase conversion rates while maintaining security compliance and improving customer experience.Mobile Wallet Integration
Digital wallet providers serve 450M+ users globally but manual card addition creates 65% dropout rates during initial setup, resulting in $12.3B in delayed user activation. Card data entry errors cause 31% failed verification attempts and customer support escalations. Veryfi’s mobile framework captures card details in under 3 seconds with real-time validation, enabling instant wallet provisioning while keeping sensitive data on the user’s device. Reduce setup friction by 92%, accelerate user activation, improve retention rates while ensuring PCI DSS compliance and seamless tokenization workflows.Subscription Service Signup
Subscription businesses process 180M+ new user registrations annually but payment form complexity creates 38% abandonment at checkout, costing SaaS companies $24.7M monthly in lost recurring revenue. Mobile payment entry takes 75+ seconds with 19% users abandoning due to typing fatigue on smartphones. Veryfi’s SDK with pre-built UI components delivers instant card capture and extraction in one seamless flow, reducing friction at the critical payment step. Reduce signup time by 78%, increase mobile conversion by 47%, accelerate time-to-first-payment while improving user satisfaction and reducing support tickets.Expense Management Platforms
Corporate expense platforms serve 15M+ business users but manual corporate card entry for reimbursement creates 55% employee frustration and delayed expense submission. Finance teams spend 280+ hours monthly reconciling incorrectly entered card transactions, costing enterprises $9.4M annually in administrative overhead. Veryfi’s mobile capture instantly extracts corporate card details for automatic expense categorization and policy compliance checking. Reduce expense submission time by 89%, improve employee satisfaction, accelerate reimbursement cycles while ensuring accurate financial reporting and fraud detection.Banking App Card Replacement
Banks issue 425M+ replacement cards annually but manual activation requires users to type 16-digit numbers with 27% error rates, generating 12.5M customer service calls costing $156M in support overhead. Card activation abandonment reaches 22% when users face complex manual entry on mobile devices. Veryfi’s SDK enables instant card recognition and activation in-app with both front and back capture for comprehensive verification. Reduce activation time by 91%, eliminate support calls, improve digital banking adoption while maintaining security standards and enhancing customer loyalty.E-commerce Checkout Optimization
Online retailers process 8.6B+ transactions annually but checkout complexity causes 69% cart abandonment on mobile devices, resulting in $260B in lost revenue globally. Mobile payment form completion takes 110+ seconds with 34% users citing data entry difficulty as primary abandonment reason. Veryfi’s camera-based card capture replaces traditional form fields with instant extraction, enabling one-tap checkout experiences. Reduce mobile checkout time by 82%, increase conversion rates by 41%, boost mobile revenue while reducing fraud through enhanced card verification and validation.Insurance Premium Payment Setup
Insurance carriers collect 620M+ annual premium payments but manual card enrollment for autopay creates 48% policyholder abandonment, resulting in $8.7B in lapsed policies and reacquisition costs. Payment setup errors cause 29% failed recurring payments and policy cancellation risks. Veryfi’s mobile framework captures card details with built-in validation, enabling instant autopay enrollment and reducing policy administration burden. Reduce payment setup time by 86%, increase autopay adoption by 52%, improve retention rates while ensuring seamless premium collection and reducing administrative costs by $340M annually.Peer-to-Peer Payment Apps
P2P payment apps facilitate 75B+ transactions annually serving 380M+ users, but manual funding source addition creates 51% new user friction and delayed first transaction. Card entry complexity causes 44% mobile abandonment during initial app setup, costing P2P platforms $5.8B in lost transaction volume. Veryfi’s PCI-compliant SDK with native UI components enables instant card linking in under 5 seconds without storing sensitive data. Reduce funding source setup by 94%, accelerate first transaction timing, increase user engagement while maintaining bank-grade security and regulatory compliance for instant payment facilitation.