Remote Deposit Capture

Transform how your institution handles check deposits with a fully integrated Remote Deposit Capture (RDC) platform built for the demands of modern banking. Combining a powerful Camera SDK, real-time Check OCR API, and a comprehensive suite of fraud detection tools, our solution delivers end-to-end deposit automation with enterprise-grade security built in from the ground up.

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Remote Deposit Capture

Why Veryfi

➊ Checks Camera SDK for your App

Our lightweight Camera SDK enables seamless check scanning across mobile and desktop environments, delivering consistently high-quality image capture regardless of hardware. Engineered for reliability in real-world conditions, the SDK auto-detects check boundaries, corrects skew and lighting, and ensures every frame meets ANSI/X9 image quality standards before submission — reducing rejects and re-capture rates at the source.

AI Detects & Crops Checks on any background even white on white BUT will not detect non-check objects

Instant Bank Check Data Extraction with Veryfi Instant Bank Check Data Extraction with Veryfi
Bank Checks: Mobile Capture & Extraction API Bank Checks: Mobile Capture & Extraction API
Bank Check OCR API using Veryfi Lens [developer demo] Bank Check OCR API using Veryfi Lens [developer demo]
Document Capture using Vision AI: Veryfi Lens for Mobile iOS & Android Document Capture using Vision AI: Veryfi Lens for Mobile iOS & Android
Document Capture: Lens integration in Swift (iOS) Document Capture: Lens integration in Swift (iOS)
Request: Bank Check Data Extraction
import requests
url = "https://api.veryfi.com/api/v8/partner/checks"
headers = {
'CLIENT-ID': '<API_KEY_VALUE>',
'AUTHORIZATION': 'apikey <USERNAME_VALUE>:<API_KEY_VALUE>'
}
payload = {'file_url': 'https://cdn…'}
response = requests.post(url, headers=headers, data=payload)
print(response.json())
Response: Structured JSON
{
“bank_name”: “Nationwide”,
“bank_address”: “PO Box 2344\nBrea, CA 92822-2344”,
“check_number”: “118408359”,
“date”: “2021-10-04”,
“amount”: 1308.45,
“amount_text”: “One Thousand Three Hundred Eight And 45/100 Dollars”,
“receiver_name”: “Dmitry Birulia”,
“receiver_address”: “733 Long Bridge\nSan Francisco CA 94158”,
“memo”: “F-602441-2021092406733”,
“category”: “Restaurants / Dining / Meals”,
“vendor”: “DoorDash”,
“micr”: {
“routing_number”: “0118408359”,
“account_number”: “031923284”,
“serial_number”: “8765129397”
},
“fractional_routing_number”: “70-2328/719 IL”
}

➋ Checks OCR API

The only API you will ever need to accurately extract key/value data in a standardized format you can trust across any geography, language, or format — enabling seamless international business expansion without lifting a finger.

Day-1 Ready Pre-Trained Bank Checks AI Model
SDKs & code samples in Python, Node.js, PHP, C#, Java, Go and more
Detailed API Docs + FAQs that make sense
Human support from experts at HQ in Silicon Valley

No bullshit. No months of training. No “contact sales” gatekeeping. Start impressing your customers today.

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Read API Docs

➌ Fraud Detection Suite — Catch Threats Before They Clear

  • AI-Generated Check Detection — Identifies synthetic and digitally fabricated checks using image forensics and artifact analysis, staying ahead of next-generation fraud vectors
  • High-Risk Account Flagging — Cross-references deposit activity against behavioral and network risk signals to surface suspicious accounts before funds are released
  • Endorsement & Signature Verification — Automatically confirms the presence of both endorsement and maker signatures, reducing liability exposure and compliance gaps
  • EWS & AFS Integration — Seamlessly queries Early Warning Services (EWS) and Account Fraud Score (AFS) databases to validate account standing and enrich risk decisioning with industry-wide intelligence

Global Bank-Grade Security & Compliance


Security & Compliance 		• Veryfi is SOC2 Type2 Certified and Compliant with GDPR, HIPAA, CCPA and ITAR standards.
• Check 21 & X9.37 Compliant — Meets federal Check Clearing for the 21st Century Act standards. Generate X9.37 files ready for clearinghouse submission.
• 99.995% Uptime SLA — Built on dedicated NVIDIA DGX infrastructure — not shared cloud GPUs with noisy neighbors.
• Deployment Flexibility — Cloud API, hybrid, or talk to us about on-premise options for institutions that require it.
• Multi-Region Processing — Support for international check formats across 38 languages and 91+ currencies.
• Audit Trail — Every API call logged. Every extraction timestamped. Full traceability for regulatory compliance.
Built for the banks that can’t afford “good enough.”

FAQ

  • How do I test this?

    Click the “GET STARTED FOR FREE” in the header and then signup for a free 14 day trial. It’s that easy. No credit card required to trial the software for 14 days.

  • Where are the API docs?

    Go here https://docs.veryfi.com/api/checks/process-a-check/

  • Is there Fraud Detection?

    Yes. We have built a special AI-powered model which scrutinizes each check submission using various signals and triggers to flag potential fraud.

  • I want to talk to a person

    No worries. You can email our support on [email protected] or contact our industry experts on [email protected] and they can guide you through all the available features.

  • Does it read handwritten text?

    Yes.

  • Do you have mobile check capture?

    Yes. You can try the mobile version from iOS App Store or Android Play Store

  • Support for X9 file format?

    Yes, modern solutions like Veryfi’s bank check deposit platform leverage this X9.37 standard to provide seamless electronic check processing capabilities. By supporting the X9 format, Veryfi enables financial institutions and businesses to efficiently digitize and process check deposits while maintaining compliance with industry standards for electronic check exchange.

    The X9 format, specifically X9.37, is a standardized file format used in the banking industry for the electronic exchange of check and image data. It essentially acts as a digital container for check images and related information, enabling financial institutions to process check transactions electronically. This format allows for the exchange of both front and back images of checks, along with textual data describing the check items, facilitating the processing of both forward and return items.