As mobile payments and digital onboarding become standard across fintech, commerce, and SaaS, camera-based credit card capture has emerged as a practical way to reduce friction and improve completion rates.
Two solutions often considered in this space are Dyneti’s DyScan and Veryfi Lens™. While both support credit card scanning, they are designed to solve different product problems and optimize for different outcomes.
Today, we will be comparing DyScan and Veryfi Lens across speed, accuracy, supported workflows, and business impact to help teams determine which approach best fits their needs.
Product Overview
Dyneti DyScan
DyScan is a payment-focused credit card scanning SDK built to improve mobile checkout performance. Its core objective is to minimize friction during card entry and increase the likelihood that a checkout attempt turns into a completed transaction.
Dyneti positions DyScan around fast capture and conversion improvement:
- Under one-second card scanning
- Reported 21–26% increases in mobile checkout conversion based on customer case studies
- Real-time card validation signals intended to reduce fraud during payment entry
DyScan is built for payment and checkout flows, where speed and simplicity directly affect revenue.
Veryfi Lens™
Veryfi Lens™ is a general purpose document capture and AI extraction SDK that includes credit card scanning as part of a broader capture platform. In addition to cards, Lens supports real time capture of receipts, invoices, bills, IDs, and other financial documents across mobile and browser environments.
While Veryfi Lens is not designed exclusively around checkout speed, it captures and processes credit cards and other document types in close to real time, typically around three seconds from capture to structured data. This enables seamless user experiences while maintaining high data integrity.
Rather than optimizing solely for speed, Veryfi Lens focuses on capture quality and extraction accuracy. The goal is to ensure that data collected at the point of capture is reliable enough to power downstream workflows such as expense automation, onboarding, compliance, and financial operations.
Speed and Accuracy: Different Optimization Strategies
DyScan’s speed first approach
DyScan is optimized to reduce the time users spend entering payment information. Card data is captured in under a second, manual typing is eliminated, and the experience is tuned for one time payments and guest checkout flows. This approach is effective in scenarios where even small delays lead to abandonment.
Veryfi Lens™ and accuracy-first capture
Veryfi Lens supports payments first applications just as effectively, while also extending beyond checkout. Credit card capture is processed in near real time, typically within a few seconds, while maintaining high OCR accuracy and structured data extraction.
Because Lens is built as a broader capture platform, teams can support payment flows and simultaneously power adjacent workflows such as onboarding verification, expense management, compliance checks, and financial automation without introducing separate SDKs.
Accuracy and Data Quality Comparison
| Capability | Dyneti Dyscan | Veryfi Lens™ |
| Primary focus | Checkout speed | Real time capture with high extraction accuracy across multiple document types |
| OCR accuracy benchmark | Not publicly disclosed | 99% (independent testing) |
| Compliance | Not SOC 2 Type II certified | SOC 2 Type II certified |
| Performance in low light or skewed angles | Limited UI support | Automatic optimization |
| On-device processing | Yes | Yes |
| Card Number and Date | Yes | Yes |
| CVC Extraction | No | Yes |
| Card Type (Visa, Mastercard, etc) | No | Yes |
| Card Holder Name extraction | No | Yes |
| Fraud Detection | No | Yes |
Use Case Fit
DyScan is best suited for products where payments are the core workflow. This includes mobile checkout experiences, payment method onboarding, and applications focused on increasing checkout completion rates by reducing card entry friction.
Veryfi Lens™ is better suited for products that extend beyond payments. This includes use cases that involve credit card capture alongside receipts, invoices, and IDs, as well as workflows where data accuracy matters as much as speed. Expense management, onboarding, compliance, and financial automation pipelines all benefit from a broader capture and extraction platform.
Business Impact
DyScan directly targets checkout conversion by reducing the friction of manual card entry and introducing validation signals during payment capture.
Veryfi Lens™ impacts the business differently. It supports payments first applications while also enabling broader financial workflows within the same SDK. By improving capture quality and extraction accuracy across multiple document types, it reduces manual review, lowers re submission rates, and enables more reliable automation downstream. It also allows teams to expand use cases over time without replacing or adding new capture infrastructure.
Final Takeaway
DyScan and Veryfi Lens use similar camera based technology but are optimized for different product strategies.
DyScan is purpose built for checkout speed and conversion optimization.
Veryfi Lens™ delivers near real time credit card capture while also serving as a foundational document capture and AI extraction platform. For teams focused exclusively on checkout optimization, a payment specific scanner may be sufficient. For teams building products that extend into onboarding, expense management, compliance, or financial operations, Veryfi Lens provides both payment support and long term flexibility within a single platform.
Watch the comparison demo here: https://www.youtube.com/shorts/Zad-DM0OnKA